Enterprise-Grade Technology for the AMC Industry
Founded by Stephen Angelo, a 30-year IT veteran with enterprise security expertise.
Built in 2009 to serve the emerging AMC industry created by Dodd-Frank regulations.
Stephen Angelo
Founder & CEO
30 Years of Technology Leadership
Technology isn't new to me. I've been building enterprise systems for three decades.
My career spans Fortune 50 companies, critical infrastructure protection, and regulated industry leadership. As a graduate of New England Institute of Technology (Computer Engineering), I've spent 30 years solving complex technology challenges where failure was not an option.
When the Dodd-Frank Act created the AMC industry in 2010, I recognized that this emerging sector needed purpose-built compliance technology—and I had the expertise to build it.
Career Highlights
Three decades of technology leadership across Fortune 50 enterprises, critical infrastructure, and regulated industries.
American Stores Company
Fortune 50~1993 - 1998
Led nationwide technology rollout for Health n' Home division. Managed enterprise-scale deployment across multiple states, coordinating infrastructure, systems integration, and operational launch. Gained foundational experience in large-scale technology implementation and change management.
Managing Partner, Technology Firm
Southwest Florida | Post-1998
Led technology consulting firm serving regional businesses. Developed expertise in translating complex technical solutions into business value. Built client relationships and delivered custom software solutions across multiple industries.
NSTAR / Northeast Utilities
Enterprise Security2002 - 2010
Established the first dedicated IT security program for a major electric utility following 9/11. Designed multi-layered defense strategies, deployed intrusion detection for SCADA systems, and managed critical infrastructure protection for power generation and distribution networks.
Appraisal Host Founded
Current2009 - Present (17 Years)
Founded Appraisal Host in anticipation of Dodd-Frank regulations that would create the AMC industry. Partnered with seasoned appraisal industry veterans to build purpose-built compliance technology. Led product strategy, platform architecture, and continuous innovation based on regulatory changes and client feedback.
Beacon Compassion Center
Executive Leadership2013 - 2021
Served as Executive Director, building the organization from the ground up in a strictly regulated industry. Oversaw licensing, compliance, and operational frameworks, navigating complex municipal and state regulations. Applied enterprise governance principles to ensure regulatory compliance and operational excellence.
Why I Founded Appraisal Host
When the Dodd-Frank Act took effect in 2010, it fundamentally transformed the mortgage industry and gave birth to the Appraisal Management Company (AMC) sector.
New regulations—including Appraiser Independence Requirements (AIR)—created unprecedented compliance challenges that existing software wasn't designed to handle. AMCs needed technology that could enforce appraiser independence, track compliance, manage complex workflows, and provide audit trails for regulatory oversight.
As a 30-year IT veteran with enterprise security expertise, I recognized this emerging industry needed purpose-built technology. But I also knew that building effective appraisal management software required more than just technical skill—it required deep industry knowledge.
"I partnered with seasoned appraisal industry veterans to understand the real operational challenges AMCs faced: manual order routing, compliance tracking, appraiser panel management, and client communication. Together, we crafted Appraisal Host from the ground up in 2009, embedding decades of industry expertise into every workflow."
That collaboration continues today. Our platform evolves based on ongoing input from appraisal professionals, ensuring we stay ahead of regulatory changes and industry needs. We don't just build software—we solve real problems for real appraisal businesses.
Why This Matters to Your AMC
You might wonder: why does my background in enterprise security and critical infrastructure matter for appraisal management software?
Because compliance isn't optional, and security isn't an afterthought.
I've spent decades protecting systems where failure meant real consequences—power grid disruptions, regulatory violations, operational shutdowns. That same discipline shapes every aspect of Appraisal Host:
- Security by design: Data encryption, role-based access controls, and audit trails are built into the foundation, not added later.
- Compliance automation: AIR requirements, USPAP standards, and regulatory reporting are enforced automatically, reducing your risk.
- Enterprise reliability: 99.99% uptime on AWS infrastructure means your business never stops, even during high-volume periods.
- Regulatory foresight: Experience navigating complex regulations means we anticipate changes before they impact your operations.
When you choose Appraisal Host, you're not just getting software—you're getting three decades of enterprise-grade discipline applied to your appraisal management challenges.
Our Technology Philosophy
Security First
Built with enterprise security principles from day one. Data encryption, secure access controls, and compliance audit trails are foundational, not add-ons.
Cloud Reliability
Hosted on Amazon AWS infrastructure with 99.99% uptime. Automatic scaling, redundant systems, and disaster recovery ensure your business never stops.
Continuous Innovation
Regular updates based on regulatory changes and client feedback. Cloud deployment means you always have the latest features without manual updates.
Common Questions About Appraisal Host
Transparency is one of our core values. Here's exactly how we operate.
Who owns Appraisal Host?
Appraisal Host is privately owned and operated by founder Stephen Angelo. We're not backed by venture capital or private equity, which means we make decisions based on what's best for our clients, not external investors. This independence allows us to focus on long-term relationships and continuous product improvement rather than short-term financial pressures.
How do you stay current with regulatory changes?
We maintain active relationships with industry associations, monitor regulatory updates from agencies like the Appraisal Subcommittee and CFPB, and work directly with our clients who are navigating these changes in real-time. Our founder's background in regulated industries (utility infrastructure, licensed operations) means we understand how to interpret and implement compliance requirements quickly. Platform updates are deployed automatically via our cloud infrastructure, ensuring all clients benefit from regulatory enhancements immediately.
What's your approach to data security?
Security is embedded in our DNA. With a founder who held CISSP certification and built security programs for critical infrastructure, we apply enterprise-grade security practices to every aspect of Appraisal Host. This includes data encryption at rest and in transit, role-based access controls, comprehensive audit logging, and hosting on AWS infrastructure with SOC 2 compliance. We treat your appraisal data with the same rigor as power grid protection systems—because your business depends on it.
Do you work with industry associations?
Yes. We maintain relationships with key industry organizations to stay informed about regulatory developments, best practices, and emerging challenges. Our clients include members of major AMC associations, and we actively participate in industry discussions about technology standards and compliance requirements. This collaborative approach ensures our platform evolves in alignment with industry needs, not in isolation.
What happens if I need custom features or integrations?
Our platform is designed to be flexible and customizable. Many features can be configured to match your specific workflows without custom development. For unique requirements or specialized integrations, we evaluate requests based on broader applicability to our client base. Features that benefit multiple clients are prioritized for platform development. We also offer API access for clients who need to integrate with proprietary systems. Contact us to discuss your specific needs.
How long does implementation take?
Implementation timelines vary based on your organization's size and complexity. Most clients are fully operational within 2-4 weeks. This includes data migration (if applicable), user training, workflow configuration, and integration setup. Our cloud-based architecture means there's no hardware to install or IT infrastructure to configure on your end. We provide hands-on onboarding support to ensure your team is confident and productive from day one.
Ready to See Appraisal Host in Action?
Discover how 17 years of technology leadership and industry expertise can transform your appraisal management operations.